Columbia Financial Stock Performance
| CLBK Stock | USD 17.98 0.43 2.34% |
On a scale of 0 to 100, Columbia Financial holds a performance score of 10. The firm shows a Beta (market volatility) of 1.04, which signifies a somewhat significant risk relative to the market. Columbia Financial returns are very sensitive to returns on the market. As the market goes up or down, Columbia Financial is expected to follow. Please check Columbia Financial's jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to make a quick decision on whether Columbia Financial's price patterns will revert.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Columbia Financial are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. Despite quite unfluctuating fundamental drivers, Columbia Financial disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 423.2 M | |
| Total Cashflows From Investing Activities | 39.5 M |
Columbia Financial Relative Risk vs. Return Landscape
If you would invest 1,542 in Columbia Financial on November 8, 2025 and sell it today you would earn a total of 256.00 from holding Columbia Financial or generate 16.6% return on investment over 90 days. Columbia Financial is currently generating 0.2732% in daily expected returns and assumes 2.0913% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than Columbia, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Columbia Financial Target Price Odds to finish over Current Price
The tendency of Columbia Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 17.98 | 90 days | 17.98 | about 1.43 |
Based on a normal probability distribution, the odds of Columbia Financial to move above the current price in 90 days from now is about 1.43 (This Columbia Financial probability density function shows the probability of Columbia Stock to fall within a particular range of prices over 90 days) .
Columbia Financial Price Density |
| Price |
Predictive Modules for Columbia Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Columbia Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Columbia Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Columbia Financial is not an exception. The market had few large corrections towards the Columbia Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Columbia Financial, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Columbia Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.18 | |
β | Beta against Dow Jones | 1.04 | |
σ | Overall volatility | 0.85 | |
Ir | Information ratio | 0.09 |
Columbia Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Columbia Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Columbia Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Columbia Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 507.44 M. Net Loss for the year was (11.65 M) with profit before overhead, payroll, taxes, and interest of 248.88 M. | |
| Columbia Financial has a strong financial position based on the latest SEC filings | |
| About 75.0% of the company shares are held by company insiders |
Columbia Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Columbia Stock often depends not only on the future outlook of the current and potential Columbia Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Columbia Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 101.4 M | |
| Cash And Short Term Investments | 340.8 M |
Columbia Financial Fundamentals Growth
Columbia Stock prices reflect investors' perceptions of the future prospects and financial health of Columbia Financial, and Columbia Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Columbia Stock performance.
| Return On Equity | 0.0462 | ||||
| Return On Asset | 0.0048 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | 2.71 B | ||||
| Shares Outstanding | 103.98 M | ||||
| Price To Earning | 33.76 X | ||||
| Price To Book | 1.65 X | ||||
| Price To Sales | 7.54 X | ||||
| Revenue | 507.44 M | ||||
| EBITDA | 68.86 M | ||||
| Cash And Equivalents | 102.05 M | ||||
| Cash Per Share | 0.93 X | ||||
| Total Debt | 1.18 B | ||||
| Debt To Equity | 8.71 % | ||||
| Book Value Per Share | 11.16 X | ||||
| Cash Flow From Operations | 33.32 M | ||||
| Earnings Per Share | 0.50 X | ||||
| Total Asset | 11.02 B | ||||
| Retained Earnings | 881.95 M | ||||
About Columbia Financial Performance
By examining Columbia Financial's fundamental ratios, stakeholders can obtain critical insights into Columbia Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Columbia Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC. Columbia Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 645 people.Things to note about Columbia Financial performance evaluation
Checking the ongoing alerts about Columbia Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Columbia Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Columbia Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 507.44 M. Net Loss for the year was (11.65 M) with profit before overhead, payroll, taxes, and interest of 248.88 M. | |
| Columbia Financial has a strong financial position based on the latest SEC filings | |
| About 75.0% of the company shares are held by company insiders |
- Analyzing Columbia Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Columbia Financial's stock is overvalued or undervalued compared to its peers.
- Examining Columbia Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Columbia Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Columbia Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Columbia Financial's stock. These opinions can provide insight into Columbia Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Columbia Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. Projected growth potential of Columbia fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Columbia Financial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Columbia Financial's market price often diverges from its book value, the accounting figure shown on Columbia's balance sheet. Smart investors calculate Columbia Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Columbia Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Columbia Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Columbia Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.